Elder financial fraud is worse than we thought. Here’s what we can do about it.

Elder financial fraud is worse than we thought. Here’s what we can do about it.

Our parents’ financial rules of thumb were pretty simple and easy to follow: Neither a borrower nor a lender be, pay back your mortgage before retirin[......]

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9 things retirees should never keep in their wallets

9 things retirees should never keep in their wallets

You and your hard-earned savings have finally made it to retirement. Why risk losing anything if your wallet goes missing or is stolen? Because wit[......]

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Should I take out a loan to pay my debts?

Should I take out a loan to pay my debts?

Q: "I have student loan debt and have racked up about $6,000 in credit card debt over the last three years. I'm thinking of taking out a personal loan[......]

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Train your brain to save more and spend less

Train your brain to save more and spend less

Put more money in your pocket.

Your brain and your wallet aren't always on speaking terms. Despite good intentions, mental tics and tripwires often u[......]

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Paying off your mortgage could be the smartest investment of 2018

Paying off your mortgage could be the smartest investment of 2018

New tax law makes ridding yourself of debt even savvier.

What's the best investment you can make in 2018? Three considerations — taxes, risk and the[......]

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SEC proposes rule to protect investors, nest eggs

The long struggle too protect investors from conflicted advice has taken one step forward and two steps back.

A U.S. Department of Labor rule that was set to take full effect in mid 2019 would have made all financial professionals giving advice on retirement accounts subject to a “fiduciary” duty[……]

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5 ways to repay your student loans fast

If there’s one obstacle that prevents most millennials from investing, it’s the burden of college loans.

The average student debt for 2016 graduates is a record $37,172, up 6.05% from a year earlier, according to Mark Kantrowitz, publisher and vice president of strategy for Cappex.com, a college[……]

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How retirees can avoid higher Medicare premiums

Many high-income retirees face higher effective marginal tax rates due to income-based increases in Medicare premiums.

Higher earners must now pay up to 80% of the cost of their Medicare Parts B and D benefits. That means many high-income couples can be charged up to $2,424 more in Medicare premi[……]

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9 things retirees should never keep in their wallets

You and your hard-earned savings have finally made it to retirement. Why risk losing anything if your wallet goes missing or is stolen?

Because with every new bank slip that bulges from the seams, your personal information is getting less and less safe. With just your name and Social Security num[……]

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Who will and won’t pay the AMT, America’s rich-person tax?

This year’s alternative minimum tax is a shadow of its former self.

The alternative minimum tax isn’t out, but it is way, way down.

The AMT is a complex and controversial levy that raises taxes by limiting the value of certain breaks. Originally enacted in 1969 to ensure that the highest earners[……]

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How ‘529s’ can fit into overall estate planning

Answering a reader’s questions on transferring 529 money between different grandchildren.

We again asked experts to help us answer reader questions on using “529” college-savings plans and other methods to pay for education.

Q: How does a 529 fit into estate planning?

A: “When you contribute[……]

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