Today’s Headlines: Auto Loans: The Next Bubble?

Today’s Headlines: Auto Loans: The Next Bubble?

Does Anybody See a Pattern?

The financial crisis of 2007-2008 was caused in no small part by a housing market full of questionable mortgages. Loan qu[......]

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Today’s Headlines: How Your Credit Affects Your Homeowner

Today’s Headlines: How Your Credit Affects Your Homeowner

The Wide Reach of Your Credit Report

Your credit report, which is a compilation of your credit-related activities, plays a huge part in all of your f[......]

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Achieve Financial Literacy!

Achieve Financial Literacy!

April is National Financial Literacy Month. Why do we dedicate this calendar page to highlighting financial skills and education? The tax deadline? So[......]

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Delinquent Auto Loans At 8-Year High

Delinquent Auto Loans At 8-Year High

If you are having trouble making your auto loan payments, recent data from the New York Federal Reserve suggests that you are not alone. According to[......]

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Today’s Headlines: Consumer Credit Growth Slows

Today’s Headlines: Consumer Credit Growth Slows

Slower Credit Growth for the New Year

Are you using more or less credit these days? If your habits track the latest data released by the Federal Rese[......]

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EVOLUTION OF TAX STRUCTURE IN THE US

Federal, state, and local taxes in the United States have evolved in response to the changes that have occurred in the country. Over the years, successive governments have played a vital role in levying or abolishing different types of taxes, which have impacted every aspect of the country’s growth.[……]

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HOW TO FIND THE CHECKING ACCOUNT NUMBER

If you have just opened your first checking account and are new to the banking system, you will need to know its associated number, which is used in many transactions.

What is a Checking Account?

Checking accounts are money deposit accounts, that an individual can open with any financial insti[……]

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PURPOSE OF A BANK RECONCILIATION PROCESS

Bank reconciliation is the process of reconciling the bank statement balance, with the book bank account balance in the customer’s (client’s) books of accounts. The procedure should result in the tallying of the two balances, i.e., the adjusted bank balance calculated must equal the adjusted book ba[……]

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INSURANCE ADJUSTER SALARY

Out of the many career opportunities in the insurance sector, the job of an insurance adjuster is a very significant one. Also referred to as the insurance examiner or insurance investigator, this is a profession, whose main responsibility is to determine the exact amount that is payable to policy h[……]

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Today’s Headlines: Auto Loans: The Next Bubble?

Does Anybody See a Pattern?

The financial crisis of 2007-2008 was caused in no small part by a housing market full of questionable mortgages. Loan qualifications were stretched beyond reason to accommodate eager homebuyers trying to deal with rapidly increasing prices.

The resulting “subprime” l[……]

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Today’s Headlines: How Your Credit Affects Your Homeowner

The Wide Reach of Your Credit Report

Your credit report, which is a compilation of your credit-related activities, plays a huge part in all of your financial activities that involve borrowing money. The credit scores derived from your credit report affect the interest rate offers that you receive o[……]

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